![]() Breakdown of Mechanical and Electronic Equipment Glass Breakage covers you for accidental breakage of external and internal glass including leadlight and stained glass. Crime CoverĬrime cover protects you for loss of money, burglary or theft of property (other than money), and theft by officials. Business Interruption Insuranceīusiness Interruption Insurance covers you for loss of income and/or increased costs of working as a result of damage occurring during the period of insurance. Cover applies to the declared property for damage occurring during the period of insurance. This cover provides accidental damage to your insured property at the location(s) where you carry out your operations. *This cover complements Ansvar’s General Public and Product Liability Insurance policy. It ensures the Insured organisation provides protection to one of its most important assets – its volunteer workforce. It provides an upfront financial benefit in the event that one of the defined events of the policy occurs. The Volunteers Personal Accident cover is a defined event policy, so there is no requirement for the Insured to be negligent in order to claim. Therefore it is vital that the Insured takes out this cover to protect the volunteers in the event they are injured whilst performing their volunteer duties. Unlike employees, volunteers are not covered under the Insured’s Workers Compensation Insurance Policy. Professional Indemnity insurance covers you for a claim made against you or your employees during the period of insurance as a result of a breach of professional duty and includes cover for:Īnsvar’s Personal Accident cover is designed to provide compensation to volunteers who provide services on behalf of the Insured if they are injured whilst providing those services. Employee theft, including theft of money and property.Breach of intellectual property rights by directors/officers.Employment: unfair/wrongful dismissal, discrimination, harassment, wrongful failure to employ or promote.Actions alleging improper and illegal conduct.False, misleading conduct by directors/officers and. ![]() Breaches of director’s duties and/or fiduciary duties, including breach of trust. ![]() ![]() Most common types of claims under Management Liability Insurance:
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